123 W. Willow Street Chippewa Falls, WI 54729
Most people don't realize how much their annual Delta Dental maximum is worth — and how quickly it can go unused if life gets busy. Dr. Curtis Calder and the team at Willow Street Dental Chippewa Falls want to help you actually use what you're paying for, not let it quietly expire at the end of the year.
When you come in, you won't be handed a clipboard and left to figure things out alone. Our front desk team knows Delta Dental plans well, and they'll look into your specific benefits before your appointment so you already have a clear picture of what's covered. No surprises, no confusing explanations after the fact — just honest answers before you sit down in the chair.
We're located right on Willow Street in Chippewa Falls, and we're currently welcoming new patients. If you've been putting off a cleaning or a cosmetic concern because you weren't sure what your plan covers, this is a good moment to find out. Give us a call or book online — we'd love to meet you.
What Does Your Delta Dental Plan Cover Here?
Delta Dental PPO plans are built around a tiered coverage model that most people find pretty intuitive once someone walks them through it. Preventive care — things like cleanings, exams, and X-rays — is typically covered at the highest level, often around 100% when you're seeing an in-network provider. The idea is that your plan wants you coming in regularly, because catching small issues early costs everyone less in the long run.
Basic services like fillings and simple extractions are usually covered at a lower percentage, and major work — crowns, bridges, and similar procedures — tends to fall into a third tier with its own coverage rate. Most plans also come with an annual deductible that applies to basic and major services, and an annual maximum that caps what your insurance will pay out in a given year. Once you hit that maximum, any remaining costs for the year are yours to cover. Because every plan is a little different depending on your employer or how your policy is structured, we always recommend verifying your specific benefits before your appointment. We're happy to help with that when you call.
Willow Street Dental Is an In-Network Delta Dental Provider
Being in-network with Delta Dental means we have a direct contract with them — and that matters for your wallet. When a provider is in-network, Delta Dental has already negotiated the rates they'll pay for covered services. You pay your portion of that contracted rate, not a higher out-of-pocket amount that can sometimes happen when you go out of network.
In practical terms, it means your benefits stretch further here than they would at an out-of-network office. You're getting the full value your plan was designed to give you. If you have questions about exactly what that looks like for a specific procedure, just ask us when you call. We'll give you a straight answer.
Why Chippewa Falls Patients Choose Willow Street Dental
Dr. Curtis Calder has built this practice around the idea that good dentistry should feel like a conversation, not a transaction. He takes time to explain what he's seeing, what your options are, and what makes sense for your situation — including how your Delta Dental benefits apply. Patients leave knowing what happened and why, which makes a real difference in how people feel about coming back.
The cosmetic focus at Willow Street Dental Chippewa Falls means the team thinks carefully about results that look natural and feel right for each person — not a one-size-fits-all approach. Whether you're in for a routine cleaning or something more involved, you'll be treated like someone whose time and comfort matter. We're accepting new patients right now, and we'd genuinely love to hear from you. Call us at (715) 515-7804 to get started.
Ready to make the most of your Delta Dental benefits? Call us at (715) 515-7804 or book your appointment online — we'll take it from there.
Call us: (715) 515-7804
Frequently Asked Questions
Yes, we do — and we’re in-network with Delta Dental, which is great news for you. Being in-network means we’ve agreed to their contracted rates, so your out-of-pocket costs are typically lower than they’d be at an out-of-network office. If you have questions about your specific plan, just give us a call at (715) 515-7804 and we’ll help you sort it out.
It means Dr. Calder has a contract with Delta Dental, so you pay less than you would at an out-of-network dentist. Out-of-network offices can charge whatever they want, and your insurance may cover a smaller portion. With us, the rates are pre-negotiated, which usually means your bill is lower. It’s one of the real advantages of choosing an in-network provider.
Most Delta Dental plans cover preventive care — things like cleanings, exams, and X-rays — at a high level, sometimes fully. Basic services like fillings are usually covered at a partial percentage, and major work like crowns or root canals tends to have a lower coverage rate. Your exact benefits depend on your specific plan, so we’re happy to check your coverage before your appointment.
In most cases, yes. Because we’re in-network here in Chippewa Falls, you’re getting the negotiated rate right off the top — before your insurance even pays anything. That means your share of the cost is already reduced. Pair that with your plan’s coverage, and most people see real savings compared to paying out of pocket or going out of network.
Yes! Dr. Calder is accepting new patients at Willow Street Dental, and we’d love to have you. Whether you haven’t been to the dentist in a while or you’re just looking for a new provider in Chippewa Falls, we’ll make the process easy. We can verify your Delta Dental benefits ahead of time so there are no surprises when you come in.
The easiest way is to call us at (715) 515-7804. We’ll get you on the schedule, answer any questions about your Delta Dental coverage, and let you know what to bring to your first visit. We try to make scheduling as painless as possible — no long hold times, no runaround. Just give us a call and we’ll take it from there.